Cooperation for Innovation in Payment Systems: The Case of Mobile Payments
Telecom ParisTech Working Paper No. ESS-10-02
25 Pages Posted: 24 Mar 2010
There are 2 versions of this paper
Cooperation for Innovation in Payment Systems: The Case of Mobile Payments
Cooperation for Innovation in Payment Systems: The Case of Mobile Payments
Date Written: February 1, 2010
Abstract
In this paper, we study the development of mobile payments as an innovation in developed countries. In particular, we introduce five cooperation models that have emerged or could emerge between banks, mobile network operators, and payment systems, for the development of this new payment method. We also discuss the regulatory issues posed by the presence of mobile operators in the payments market.
Keywords: mobile payments, payment systems, mobile banking, mobile commerce
JEL Classification: E42, G21, L96
Suggested Citation: Suggested Citation
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