E-mail address request

To enhance author privacy, SSRN uses software to prevent mechanical harvesting of email addresses. Anonymous users are allowed 3 email address requests each day.

Here are the email address(es) you requested:

Xavier Giné   World Bank - Development Economics Research Group and Bureau for Research and Economic Analysis of Development (BREAD)   xgine@worldbank.org Robert M. Townsend   MIT - Department of Economics   rtownsen@gmail.com James I. Vickery   Federal Reserve Bank of New York   james.vickery@ny.frb.org