E-mail address request

To enhance author privacy, SSRN uses software to prevent mechanical harvesting
of email addresses. Anonymous users are allowed 3 email address requests each day.
Here are the email address(es) you requested:

Cristina Arellano
  University of Minnesota - Twin Cities - Department of Economics   arellano@econ.umn.edu

Yan Bai
  affiliation not provided to SSRN   byan6@econ.umn.edu

Jing Zhang
  affiliation not provided to SSRN   jzhang@oddo.fr