E-mail address request

To enhance author privacy, SSRN uses software to prevent mechanical harvesting
of email addresses. Anonymous users are allowed 3 email address requests each day.
Here are the email address(es) you requested:

Edward I. Altman
  New York University (NYU) - Salomon Center   ealtman@stern.nyu.edu
  New York University (NYU) - Department of Finance   ealtman@stern.nyu.edu

Anthony Saunders
  New York University - Leonard N. Stern School of Business   asaunder@stern.nyu.edu