E-mail address request

To enhance author privacy, SSRN uses software to prevent mechanical harvesting
of email addresses. Anonymous users are allowed 3 email address requests each day.
Here are the email address(es) you requested:

Olympia Bover
  Bank of Spain - Research Department   bover@bde.es

Samuel Bentolila
  Centro de Estudios Monetarios y Financieros (CEMFI)   bentolila@cemfi.es

Manuel Arellano
  CEMFI   arellano@cemfi.es