E-mail address request

To enhance author privacy, SSRN uses software to prevent mechanical harvesting
of email addresses. Anonymous users are allowed 3 email address requests each day.
Here are the email address(es) you requested:

Mihir A. Desai
  Harvard Business School - Finance Unit   mdesai@hbs.edu

James R. Hines Jr.
  University of Michigan   jrhines@umich.edu