E-mail address request

To enhance author privacy, SSRN uses software to prevent mechanical harvesting
of email addresses. Anonymous users are allowed 3 email address requests each day.
Here are the email address(es) you requested:

Francis E. Warnock
  University of Virginia - Darden Business School   warnockf@darden.virginia.edu
  National Bureau of Economic Research (NBER)   warnockf@darden.virginia.edu

John D. Burger
  Loyola University Maryland   jburger@loyola.edu