E-mail address request

To enhance author privacy, SSRN uses software to prevent mechanical harvesting
of email addresses. Anonymous users are allowed 3 email address requests each day.
Here are the email address(es) you requested:

Tom Arnold
  University of Richmond - E. Claiborne Robins School of Business   tarnold@richmond.edu

Timothy Falcon Crack
  University of Otago - Department of Finance and Quantitative Analysis   tcrack@business.otago.ac.nz