E-mail address request

To enhance author privacy, SSRN uses software to prevent mechanical harvesting
of email addresses. Anonymous users are allowed 3 email address requests each day.
Here are the email address(es) you requested:

Utpal Bhattacharya
  Hong Kong University of Science & Technology - HKUST School of Business and Management   ubhattac@ust.hk

Neal Galpin
  University of Melbourne - Department of Finance   neal.galpin@unimelb.edu.au