The Impact of Individual Retirement Accounts on Savings
Federal Reserve Bank of New York - Research Department
Han N. Pham
affiliation not provided to SSRN
Current Issues in Economics and Finance, Vol. 1, No. 6, September 1995
Bills to expand individual retirement accounts have been introduced in both houses of Congress this year. While proponents argue that these accounts can help reverse the nation's declining saving rate, recent economic research suggests that the effect of the accounts on savings is in fact quite small.
Number of Pages in PDF File: 6
Keywords: individual retirement accounts, saving rate
JEL Classification: E21, E62, H31Accepted Paper Series
Date posted: July 19, 2007
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