  |
|
|
||||
|
||||
State Health Insurance Mandates, Consumer Directed Health Plans and Health Savings Accounts: Are They a Panacea for Small Businesses?
Susan M. Gates RAND Corporation Kanika Kapur University College Dublin (UCD) - Department of Economics Pinar Karaca-Mandic RAND Corporation August 2007 RAND Working Paper No. WR-450-ICJ Abstract: Small firms in the United States that seek to offer health insurance to their employees have historically reported problems with the availability and affordability of their options. The cost of health insurance has been the primary concern of small business owners for several decades. This paper examines the effect to date of two types of policy initiatives that could have substantial benefits for small business: state health insurance mandates and key components of CDHPs-HSAs, HRAs and high deductible health plans. It summarizes the key policy issues, reviews existing research evidence on the effect of these initiatives on small business and offer some conclusions for policymakers.
Keywords: health insurance, consumer-directed health plans, small business JEL Classifications: H51, I11 Working Paper SeriesDate posted: September 06, 2007 ; Last revised: September 30, 2009Suggested CitationContact Information
|
|
|||||||||||||||||||
© 2009 Social Science Electronic Publishing, Inc. All Rights Reserved. Terms of Use Privacy Policy
This page was served by apollo3 in 0.109 seconds.
Download
Facebook
Twitter
Digg
Del.icio.us
CiteULike
