Eliciting Health Insurance Benefit Choices of Low Income Groups
Head Section on Ethics and Health Policy
Erasmus University Rotterdam (EUR)
Public Health foundation of India (PHFI)
affiliation not provided to SSRN
Tel Aviv University - Professor Sackler Faculty of Medicine
David M. Dror
Micro Insurance Academy (MIA); Erasmus University Rotterdam - Institute of Health Policy & Management
Economic and Political Weekly (Mumbai), Vol. 42, No. 32, pp. 3331-3339, August 11-17, 2007
An appropriate scheme of health insurance must respond to clients' priorities, yet cover a finite and affordable benefit package. A variety of methods have been developed so far to engage the public in prioritising services. This paper deals with a plan that allows variably educated populations who are inexperienced with health insurance to pick health benefits. The decision exercise reported here enhances popular understanding (1) that even within a limited premium there is a choice of different package compositions; and (2) that the level of the premium determines the expectation of coverage by health insurance.
Number of Pages in PDF File: 9
Keywords: micro health insurance, social insurance, insurance for the poor, community based health insurance, health financingAccepted Paper Series
Date posted: September 25, 2007 ; Last revised: May 1, 2008
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