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Eliciting Health Insurance Benefit Choices of Low Income Groups


Marion Danis


Head Section on Ethics and Health Policy

Erika Binnendijk


Erasmus University Rotterdam (EUR)

Sukumar Vellakkal


Public Health foundation of India (PHFI)

Alexander Ost


affiliation not provided to SSRN

Ruth Koren


Tel Aviv University - Professor Sackler Faculty of Medicine

David M. Dror


Micro Insurance Academy (MIA); Erasmus University Rotterdam - Institute of Health Policy & Management


Economic and Political Weekly (Mumbai), Vol. 42, No. 32, pp. 3331-3339, August 11-17, 2007

Abstract:     
An appropriate scheme of health insurance must respond to clients' priorities, yet cover a finite and affordable benefit package. A variety of methods have been developed so far to engage the public in prioritising services. This paper deals with a plan that allows variably educated populations who are inexperienced with health insurance to pick health benefits. The decision exercise reported here enhances popular understanding (1) that even within a limited premium there is a choice of different package compositions; and (2) that the level of the premium determines the expectation of coverage by health insurance.

Number of Pages in PDF File: 9

Keywords: micro health insurance, social insurance, insurance for the poor, community based health insurance, health financing

Accepted Paper Series


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Date posted: September 25, 2007 ; Last revised: May 1, 2008

Suggested Citation

Danis, Marion, Binnendijk, Erika, Vellakkal, Sukumar , Ost, Alexander, Koren, Ruth and Dror, David M., Eliciting Health Insurance Benefit Choices of Low Income Groups. Economic and Political Weekly (Mumbai), Vol. 42, No. 32, pp. 3331-3339, August 11-17, 2007. Available at SSRN: http://ssrn.com/abstract=1016667

Contact Information

Marion Danis
Head Section on Ethics and Health Policy ( email )
Warren G. Magnuson Clinical Center
Bethesda, MD 20895-1156
United States
Erika Binnendijk
Erasmus University Rotterdam (EUR) ( email )
Burgemeester Oudlaan 50
3000 DR Rotterdam, 3062PA
Netherlands
Sukumar Vellakkal
Public Health foundation of India (PHFI) ( email )
New Delhi
India
HOME PAGE: http://www.phfi.org
Alexander Ost
affiliation not provided to SSRN ( email )
No Address Available
Ruth Koren
Tel Aviv University - Professor Sackler Faculty of Medicine ( email )
Tel-Aviv
Israel
David M. Dror (Contact Author)
Micro Insurance Academy (MIA) ( email )
52-B Okhla Industrial Estate Phase III
New Delhi, NCR 110 020
India
+91 99 5820 66 33 (Phone)
+91 (11) 4379 9117 (Fax)
HOME PAGE: http://www.microinsuranceacademy.org
Erasmus University Rotterdam - Institute of Health Policy & Management ( email )
Office J6-27
Woudestein Campus
Rotterdam, 3000 DR
Netherlands
+31 (10) 408 9577 (Phone)
HOME PAGE: http://www.bmg.eur.nl
Feedback to SSRN (Beta)


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