Abstract

http://ssrn.com/abstract=1028754
 
 

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A Bank By Any Other Name . . .


Christian A. Johnson


University of Utah College of Law

George G. Kaufman


Loyola University Chicago


Economic Perspectives, Vol. 31, No. 4, 2007

Abstract:     
Banks are regulated by the government. However, because the generic term bank applies to a number of different types of financial institutions that provide different services, different types of regulation are required. This issue has attracted much attention in recent years as nonfinancial firms - including Wal-Mart - attempted to obtain a bank. This article traces changes in the definition of the term commercial bank for the purposes of regulation and discusses thee implications for one type of bank: industrial loan companies.

Number of Pages in PDF File: 13

Keywords: bank, industrial loan corporation, bank holding company

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Date posted: November 11, 2007  

Suggested Citation

Johnson, Christian A. and Kaufman, George G., A Bank By Any Other Name . . .. Economic Perspectives, Vol. 31, No. 4, 2007. Available at SSRN: http://ssrn.com/abstract=1028754

Contact Information

Christian A. Johnson (Contact Author)
University of Utah College of Law ( email )
332 S. 1400 East Front
Salt Lake City, UT 84112-0730
United States

George G. Kaufman
Loyola University Chicago ( email )
820 North Michigan Avenue
School of Business
Chicago, IL 60611
United States
312-915-7075 (Phone)
312-915-8508 (Fax)
HOME PAGE: http://www.luc.edu/faculty/gkaufma/
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