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From Revolution to Evolution: Charting the Main Features of Microfinance 2.0


Ronald U. Mendoza


Asian Institute of Management

Brandon C. Vick


Fordham University

February 2008

Fordham University, Department of Economics Discussion Paper No. 2008-03

Abstract:     
The past thirty years or so has seen microfinance take off from small group-based lending experiments to several thousand financial service providers (FSPs) serving a growing portion of the developing world today. Nevertheless, the challenge to improve broadbased access to financial services - going beyond credit and into other products such as savings, insurance and money transfer services - remains. Where is the microfinance industry headed? This essay reviews the available evidence, and argues that both the public and private spheres are crucial to the continued dynamism and expansion of the microfinance industry - the private sector as a continued source of product and process innovations; and the public sector taking on a strong market enabling and development role.

Number of Pages in PDF File: 43

Keywords: microfinance, market failures, information, innovation

JEL Classification: D52, O31, Q13

working papers series


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Date posted: February 27, 2008  

Suggested Citation

Mendoza, Ronald U. and Vick, Brandon C., From Revolution to Evolution: Charting the Main Features of Microfinance 2.0 (February 2008). Fordham University, Department of Economics Discussion Paper No. 2008-03. Available at SSRN: http://ssrn.com/abstract=1098982 or http://dx.doi.org/10.2139/ssrn.1098982

Contact Information

Ronald U. Mendoza (Contact Author)
Asian Institute of Management ( email )
123 Paseo de Roxas
Makati City, 1260
Philippines
Brandon C. Vick
Fordham University ( email )
Bronx, NY 10458
United States
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