Malpractice Premiums in Massachusetts, a High-Risk State: 1975 to 2005
Marc A. Rodwin
Suffolk University Law School; Harvard University - Edmond J. Safra Center for Ethics
Melissa M. Ozaeta
Richard J. Omar
Health Affairs, Vol. 27, No. 3, p. 835, 2008
Suffolk University Law School Research Paper No. 08-16
Massachusetts has the fourth-highest median malpractice settlement payments for all states. The American Medical Association (AMA) declares it a crisis state. As a test case, we analyzed its premiums from 1975 to 2005. In 2005 mean premiums were $17,810 for the coverage level and policy type most frequently purchased. Most physicians paid lower inflation-adjusted premiums in 2005 than in 1990. Mean premiums increased in only three specialties comprising 4 percent of physicians: obstetrics, neurology, and orthopedists-spinal surgery. However, because of discounts and surcharges, in 2005 premiums within the three highest-risk specialties varied nearly threefold, and nearly one third paid less than in 1990.
Number of Pages in PDF File: 11Accepted Paper Series
Date posted: May 13, 2008
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