Mouse II: Public Policy Issues in Arkansas Insurance Law

Abstract:     
Using Arkansas insurance law as a jumping off point, this group of annotations focuses on issues of timely relevance to an insurance practice. As of January 16, 2009, it includes updates from the Arkansas Insurance Department which regulates in some of the areas discussed in the annotation.

The annotation includes article summaries and Arkansas state law updates on a variety of cutting edge topics including, e.g., tort reform, charitable immunity, subrogation, and insurability of punitive damages. It also features very specific issues related to health insurance, with treatment of clinical trial coverage, genetic discrimination, and insurance issures regarding infertility and anorexia. Further, it includes a discussion of title insurance as well as causation analysis in property insurance. Finally,it includes the employment insurance topics of Corporate Owned Life Insurance (COLI) and workers compensation. The form and purpose of this publication is similar to The Mouse in the Annotated Bibliography: An Insurance Law Primer, (http://ssrn.com/abstract=1182543). However, as to content, Mouse I focuses on basic doctrinal points, like the difference between first party and third party insurance, betweeen coverage and exclusions, and the conflicts of interest that inhere in an insurance defense relationship. This article, Mouse II, by contrast, focuses on more subtle points drawn from insurance practice, with a dominant public policy focus.

Number of Pages in PDF File: 31

Keywords: Arkansas insurance law, insurance, tort reform, charitable immunity, subrogation, punitive damages, clincial trial, genetic discrimination, infertility, anorexia, title insurance, causation, property insurance, Corporate Owned Life Insurance (COLI), workers compensation

JEL Classification: J71, J78, K11, K12, K23, K41

Accepted Paper Series