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Focus on . . . Employee Benefit Reform Proposals

David A. Pratt

Albany Law School


Journal of Pension Benefits, Vol. 15, No. 1, p. 3, Autumn 2007

Employers provide numerous different benefits to their employees, the most important of which are retirement plans and health benefits. American employers (public and private) spent $628.4 billion on retirement benefits and $596.5 billion on health benefits in 2005. [Employee Benefit Research Institute, Dec. 2006.] Despite this enormous expenditure, there is increasing concern about the deficiencies of the current system, including the disappearance of defined benefit plans in the private sector; the inadequate retirement benefits that will be received by many (if not most) employees from defined contribution plans; and gaps in retirement and health plan coverage, particularly among low-income and part-time workers. This article discusses some of the many recent reform proposals, and focuses on a comprehensive proposal published by the ERISA Industry Committee (ERIC).

Number of Pages in PDF File: 11

Keywords: retirement plans, health benefits

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Date posted: July 14, 2009  

Suggested Citation

Pratt, David A., Focus on . . . Employee Benefit Reform Proposals (2007). Journal of Pension Benefits, Vol. 15, No. 1, p. 3, Autumn 2007. Available at SSRN: http://ssrn.com/abstract=1434047

Contact Information

David A. Pratt (Contact Author)
Albany Law School ( email )
80 New Scotland Avenue
Albany, NY 12208
United States
518-472-5870 (Phone)

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