An Evaluation of the Adequacy and Structure of Current U.S. Voluntary Retirement Plans, with Special Emphasis on 401(K) Plans

VanDerhei, Jack

doi:10.2139/ssrn.1474865

Abstract

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An Evaluation of the Adequacy and Structure of Current U.S. Voluntary Retirement Plans, with Special Emphasis on 401(K) Plans

Jack VanDerhei

Employee Benefit Research Institute (EBRI)

September 17, 2009

Abstract:
This paper reviews the results of many empirical and simulation studies EBRI has undertaken to determine whether future cohorts of retirees in the US are likely to have retirement income adequacy and the extent to which the voluntary retirement system is contributing to this objective in its current form as well as possible modifications that may increase its efficiency.

Number of Pages in PDF File: 45

Keywords: 401(k) plans, retirement income adequacy

JEL Classification: D31, G11, J26

working papers series

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Date posted: September 18, 2009 ; Last revised: September 24, 2009

Suggested Citation

VanDerhei, Jack, An Evaluation of the Adequacy and Structure of Current U.S. Voluntary Retirement Plans, with Special Emphasis on 401(K) Plans (September 17, 2009). Available at SSRN: http://ssrn.com/abstract=1474865 or http://dx.doi.org/10.2139/ssrn.1474865

Contact Information

Jack VanDerhei (Contact Author)

Employee Benefit Research Institute (EBRI) ( email )

1100 13th Street, NW
Suite 878
Washington, DC 20005-4204
United States

HOME PAGE: http://www.ebri.org