Financial Inclusion by Channelizing Existing Resources in India

The India Economy Review, pp. 76-82, 2009

7 Pages Posted: 24 Sep 2009

See all articles by Purti Sharma

Purti Sharma

India Development Foundation

Date Written: May 24, 2009

Abstract

In this article, we propose a framework that studies financial inclusion by channelizing existing recourses. Financial inclusion means access to easy, safe and affordable credit and other financial services to socially and economically weaker sections. Our main conclusions are that (i) use of technology in the banking system is the most feasible solution for achieving financial inclusion, and (ii) the implementation of technology should follow a top down approach. The article has various interesting policy as well as regulatory suggestions.

Keywords: financial inclusion, network economics, technology

Suggested Citation

Sharma, Purti, Financial Inclusion by Channelizing Existing Resources in India (May 24, 2009). The India Economy Review, pp. 76-82, 2009, Available at SSRN: https://ssrn.com/abstract=1477765

Purti Sharma (Contact Author)

India Development Foundation ( email )

4101
DLF Phase IV
Gurgaon 122015, Haryana
India

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