A Critique of Evans and Wright’s Study of the Consumer Financial Protection Agency Act
Adam J. Levitin
Georgetown University Law Center
October 22, 2009
Georgetown Public Law Research Paper No. 1492471
Georgetown Business, Economics and Regulatory Policy Working Paper No. 1492471
Fictitious scare statistics have featured prominently in recent debates over consumer credit policy. The latest example is David Evans and Joshua Wright’s statistical claims about the impact of the Consumer Financial Protection Agency Act on the cost and availability of consumer credit and economic growth. This brief critique shows that the claims in Evans and Wright's study - funded by the American Bankers Association - are either based on exceptionally flawed methodology or on wholesale conjecture.
Number of Pages in PDF File: 7
Keywords: Consumer Financial Protection Agency, consumer credit
Date posted: October 21, 2009 ; Last revised: December 11, 2009
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