Consumer Over-Indebtedness: A U.S. Perspective
24 Pages Posted: 30 Oct 2009
Date Written: October 2, 2008
Abstract
This article discusses overall consumer over-indebtedness, with a focus on credit card and mortgage debt, in the United States and contrasts the US approach to over-indebtedness to the approaches used in other countries. The article suggests that other countries consider the failures and successes of the U.S. Bankruptcy Code’s approach to consumer over-indebtedness when those countries ponder how (or whether) to adopt a comprehensive consumer insolvency regime.
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