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Unmasking the Predatory Loan in Sheep's Clothing: A Legislative ProposalDebra Pogrund StarkThe John Marshall Law School 2005 Harvard Blackletter Law Journal, Vol. 21, 2005 Abstract: This article identifies the four basic features common to a "predatory home loan," explains how and why the federal legislative response was ineffective, and proposes and details a model federal mortgage counseling intervention law which would address each of these predatory home loan features. The article also summarizes other useful reform proposals and explains how mortgage counseling would be an important proactive protection to home loan borrowers that should be considered in addition to these other important reform ideas.
Number of Pages in PDF File: 39 Accepted Paper SeriesDate posted: January 20, 2010Suggested CitationContact Information
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