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The Value(s) of Foreclosure Law Reform


Melissa B. Jacoby


University of North Carolina (UNC) at Chapel Hill - School of Law

January 2010

Pepperdine Law Review, 2010
UNC Legal Studies Research Paper No. 1550842

Abstract:     
This symposium contribution examines the starkly different values reflected in traditional legal literature on foreclosure law reform in the U.S. as compared to some more recent entries in the wake of the rise of subprime lending and high rates of residential mortgage default. I highlight economist Dean Baker’s “right to rent” proposal, which would give former homeowners leasehold rights at market rates, to illustrate a more progressive set of housing policy considerations and to challenge the assumption that ownership is essential or optimal to promoting various housing objectives.

Number of Pages in PDF File: 17

Keywords: foreclosure, homeownership, mortgages

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Date posted: February 11, 2010  

Suggested Citation

Jacoby, Melissa B., The Value(s) of Foreclosure Law Reform (January 2010). Pepperdine Law Review, 2010; UNC Legal Studies Research Paper No. 1550842. Available at SSRN: http://ssrn.com/abstract=1550842

Contact Information

Melissa B. Jacoby (Contact Author)
University of North Carolina (UNC) at Chapel Hill - School of Law ( email )
Van Hecke-Wettach Hall, 160 Ridge Road
CB #3380
Chapel Hill, NC 27599-3380
United States

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