The Economics of Branchless Banking
University of Oxford; Tufts University
April 1, 2009
Innovations, Vol. 4, No. 2, 2009
Provides a formal analysis of the economic drivers for branchless banking solutions. It exposes the design trade-offs that occur at the each of the key layers of service: the retail network (transaction acquisition), payments network (transaction aggregation and routing) and account/service platforms. It also reviews the volume drivers of various existing deployments.
Number of Pages in PDF File: 22
Keywords: Mobile Banking, e-Payments, Branchless Banking, MicrofinanceAccepted Paper Series
Date posted: February 15, 2010 ; Last revised: November 29, 2010
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