Citations (7)



The Economics of Branchless Banking

Ignacio Mas

University of Oxford - Said Business School; Tufts University

April 1, 2009

Innovations, Vol. 4, No. 2, 2009

Provides a formal analysis of the economic drivers for branchless banking solutions. It exposes the design trade-offs that occur at the each of the key layers of service: the retail network (transaction acquisition), payments network (transaction aggregation and routing) and account/service platforms. It also reviews the volume drivers of various existing deployments.

Number of Pages in PDF File: 22

Keywords: Mobile Banking, e-Payments, Branchless Banking, Microfinance

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Date posted: February 15, 2010 ; Last revised: November 29, 2010

Suggested Citation

Mas, Ignacio, The Economics of Branchless Banking (April 1, 2009). Innovations, Vol. 4, No. 2, 2009. Available at SSRN: http://ssrn.com/abstract=1552750

Contact Information

Ignacio Mas (Contact Author)
University of Oxford - Said Business School ( email )
Park End Street
Oxford, OX1 1HP
Great Britain
Tufts University ( email )
Medford, MA 02155
United States
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Citations:  7

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