Abstract

http://ssrn.com/abstract=1552754
 
 

References (4)



 


 



It’s Time to Address the Microsavings Challenge, Scalably


Robert Peck Christen


Bill and Melinda Gates Foundation

Ignacio Mas


Independent

December 1, 2009

Enterprise Development and Microfinance, Vol. 20, No. 4, pp. 274-285, December 2009

Abstract:     
The option to store value and to transact from a safe savings account is the foundation of financial inclusion. There is a need for developing banking models that allow poor people to save daily, as they earn money, right from their neighbourhoods and villages. This requires leveraging existing non-bank retail outlets to serve as cash transaction points acting on behalf of licensed financial institutions, and mobile operators acting as channel managers and transaction aggregators. Such schemes need to be commercially viable for all players involved, without having to rely on credit as a driver of profitability.

Number of Pages in PDF File: 12

Keywords: Microsavings, Microfinance, Branchless Banking, Mobile Banking

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Date posted: February 14, 2010  

Suggested Citation

Christen, Robert Peck and Mas, Ignacio, It’s Time to Address the Microsavings Challenge, Scalably (December 1, 2009). Enterprise Development and Microfinance, Vol. 20, No. 4, pp. 274-285, December 2009. Available at SSRN: http://ssrn.com/abstract=1552754

Contact Information

Robert Peck Christen
Bill and Melinda Gates Foundation ( email )
P.O. Box 23350
Seattle, WA 98102
United States
Ignacio Mas (Contact Author)
Independent ( email )
No Address Available
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