Cooperation for Innovation in Payment Systems: The Case of Mobile Payments
Telecom ParisTech; CREST
Ecole Nationale Superieure des Telecommunications
February 1, 2010
Telecom ParisTech Working Paper No. ESS-10-02
In this paper, we study the development of mobile payments as an innovation in developed countries. In particular, we introduce five cooperation models that have emerged or could emerge between banks, mobile network operators, and payment systems, for the development of this new payment method. We also discuss the regulatory issues posed by the presence of mobile operators in the payments market.
Number of Pages in PDF File: 25
Keywords: mobile payments, payment systems, mobile banking, mobile commerce
JEL Classification: E42, G21, L96
Date posted: March 24, 2010
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