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Cooperation for Innovation in Payment Systems: The Case of Mobile PaymentsMarc BourreauTelecom ParisTech; CREST Marianne VerdierEcole Nationale Superieure des Telecommunications February 1, 2010 Telecom ParisTech Working Paper No. ESS-10-02 Abstract: In this paper, we study the development of mobile payments as an innovation in developed countries. In particular, we introduce five cooperation models that have emerged or could emerge between banks, mobile network operators, and payment systems, for the development of this new payment method. We also discuss the regulatory issues posed by the presence of mobile operators in the payments market.
Number of Pages in PDF File: 25 Keywords: mobile payments, payment systems, mobile banking, mobile commerce JEL Classification: E42, G21, L96 working papers seriesDate posted: March 24, 2010Suggested CitationContact Information
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