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Citations (5)



Banking Through Networks of Retail Agents

Ignacio Mas

University of Oxford; Tufts University

Hannah Siedek

affiliation not provided to SSRN

May 1, 2008

CGAP Focus Note, No. 47, May 2008

Technology can enable banks and their customers to interact remotely in a trusted way through existing local retail outlets. Customers can be issued bank cards with appropriate personal identification number (PIN)-based or biometric security features, and the local store - the “banking agent” - can be equipped with a point-of-sale (POS) device controlled by and connected to the bank using a phone line or wireless or satellite technology. Infrastructure requirements can be further reduced by using mobile phones both to hold “virtual cards” for customers and as a POS device at the store.

Number of Pages in PDF File: 24

Keywords: Branchless Banking, Microfinance, Electronic Payments

Accepted Paper Series

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Date posted: August 9, 2010 ; Last revised: August 22, 2010

Suggested Citation

Mas, Ignacio and Siedek, Hannah, Banking Through Networks of Retail Agents (May 1, 2008). CGAP Focus Note, No. 47, May 2008. Available at SSRN: http://ssrn.com/abstract=1655259

Contact Information

Ignacio Mas (Contact Author)
University of Oxford ( email )
Mansfield Road
Oxford, Oxfordshire OX1 4AU
United Kingdom
Tufts University ( email )
Medford, MA 02155
United States
Hannah Siedek
affiliation not provided to SSRN ( email )
Feedback to SSRN

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Download Rank: 90,227
References:  4
Citations:  5

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