References (7)


Citations (7)



Banking on Mobiles: Why, How, for Whom?

Ignacio Mas

University of Oxford; Tufts University

Kabir Kumar

affiliation not provided to SSRN


CGAP Focus Note, No. 48, June 2008

This paper examines how banks can translate the potential of mobile phones into greater financial access for poor people. Although mobile phone operators have been able to use the mobile phone for mobile remittance and bill payment services in several countries, banks have had little success in using mobile phones as part of a growth or outreach strategy.

Number of Pages in PDF File: 28

Keywords: Mobile Banking, Branchless Banking, Electronic Payments, Microfinance

Accepted Paper Series

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Date posted: August 9, 2010 ; Last revised: August 22, 2010

Suggested Citation

Mas, Ignacio and Kumar, Kabir, Banking on Mobiles: Why, How, for Whom? (2008). CGAP Focus Note, No. 48, June 2008. Available at SSRN: http://ssrn.com/abstract=1655282

Contact Information

Ignacio Mas (Contact Author)
University of Oxford ( email )
Mansfield Road
Oxford, Oxfordshire OX1 4AU
United Kingdom
Tufts University ( email )
Medford, MA 02155
United States
Kabir Kumar
affiliation not provided to SSRN ( email )
Feedback to SSRN

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