Savings for the Poor: Banking on Mobile Phones

Mas, Ignacio

doi:10.2139/ssrn.1663954

Abstract

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Savings for the Poor: Banking on Mobile Phones

Ignacio Mas

Independent

August 23, 2010

World Economics, Vol. 11, No. 4, Oct.-Dec. 2010

Abstract:
The paper reviews the relevance of formal financial services - and in particular savings - to poor people, the economic factors that have hindered the mass-scale delivery of such services in developing countries, and the technology-based opportunities that exist today to make massive gains in financial inclusion. We also highlight the benefits to government from universal financial access, as well as the key policy enablers that would need to be put in place to allow the necessary innovation and investments to take place.

Number of Pages in PDF File: 12

Keywords: Microfinance, Financial Access, Financial Inclusion, Branchless Banking

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Date posted: August 25, 2010 ; Last revised: July 14, 2011

Suggested Citation

Mas, Ignacio, Savings for the Poor: Banking on Mobile Phones (August 23, 2010). World Economics, Vol. 11, No. 4, Oct.-Dec. 2010. Available at SSRN: http://ssrn.com/abstract=1663954 or http://dx.doi.org/10.2139/ssrn.1663954

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Ignacio Mas (Contact Author)

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