Savings for the Poor: Banking on Mobile Phones
University of Oxford - Said Business School; Tufts University
August 23, 2010
World Economics, Vol. 11, No. 4, Oct.-Dec. 2010
The paper reviews the relevance of formal financial services - and in particular savings - to poor people, the economic factors that have hindered the mass-scale delivery of such services in developing countries, and the technology-based opportunities that exist today to make massive gains in financial inclusion. We also highlight the benefits to government from universal financial access, as well as the key policy enablers that would need to be put in place to allow the necessary innovation and investments to take place.
Number of Pages in PDF File: 12
Keywords: Microfinance, Financial Access, Financial Inclusion, Branchless Banking
Date posted: August 25, 2010 ; Last revised: June 12, 2014
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