Banks, Insurance Companies, and Discrimination
affiliation not provided to SSRN
Nicholas A. Snow
Ohio State University (OSU); George Mason University - Department of Economics
Edward Peter Stringham
Fayetteville State University - School of Business and Economics
Business and Society Review, Vol. 113, No. 3, pp. 403-419, September 2008
This article examines some of the reasons why banks and insurance companies have been accused of discrimination, and shows that this is by and large a false accusation. Economic analysis demonstrates that racial discrimination is not a profit-maximizing strategy. Actually, unwise public policies are actually precluding many consumers from the market.
Number of Pages in PDF File: 17Accepted Paper Series
Date posted: September 10, 2010
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