The Utility of Retail Payments in Addressing the Financial Inclusion Gap in Developing Countries
University of Oxford; Tufts University
October 19, 2010
Lydian Payments Journal, No. 1, November 2010
This paper outlines the role of mobile phones in addressing the financial inclusion gap in developing countries and the value of retail payments in jump-starting mobile schemes. It then lays four key challenges in the evolution of mobile money schemes from pure payment mechanisms to vehicles for broader financial inclusion.
Number of Pages in PDF File: 7
Keywords: mobile money, electronic payments, branchless banking, financial access, financial inclusion, microfinance
Date posted: October 21, 2010 ; Last revised: November 8, 2010
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