Abstract

http://ssrn.com/abstract=1711165
 
 

References (104)



 
 

Citations (9)



 


 



Bank Competition and Stability: Cross-Country Heterogeneity


Thorsten Beck


City University London - Sir John Cass Business School; Tilburg University - European Banking Center, CentER

Olivier De Jonghe


Tilburg University - Department of Finance; Tilburg University - European Banking Center

Glenn Schepens


Ghent University-Universiteit Gent - Department of Financial Economics; National Bank of Belgium - Research Department

June 11, 2012

Journal of Financial Intermediation, Forthcoming

Abstract:     
This paper documents large cross-country variation in the relationship between bank competition and bank stability and explores market, regulatory and institutional features that can explain this variation. We show that an increase in competition will have a larger impact on banks’ fragility in countries with stricter activity restrictions, lower systemic fragility, better developed stock exchanges, more generous deposit insurance and more effective systems of credit information sharing. The effects are economically large and thus have important repercussions for the current regulatory reform debate.

Number of Pages in PDF File: 54

Keywords: Competition, Stability, Banking, Herding, Deposit Insurance, Information Sharing, Risk Shifting

JEL Classification: G21, G28, L51

working papers series


Download This Paper

Date posted: November 19, 2010 ; Last revised: October 21, 2012

Suggested Citation

Beck, Thorsten and De Jonghe, Olivier and Schepens, Glenn, Bank Competition and Stability: Cross-Country Heterogeneity (June 11, 2012). Journal of Financial Intermediation, Forthcoming. Available at SSRN: http://ssrn.com/abstract=1711165 or http://dx.doi.org/10.2139/ssrn.1711165

Contact Information

Thorsten Beck
City University London - Sir John Cass Business School ( email )
106 Bunhill Row
London, EC1Y 8TZ
United Kingdom
Tilburg University - European Banking Center, CentER ( email )
PO Box 90153
Tilburg, 5000 LE
Netherlands
Olivier De Jonghe (Contact Author)
Tilburg University - Department of Finance ( email )
P.O. Box 90153
Tilburg, 5000 LE
Netherlands
0031-13-466.2650 (Phone)
Tilburg University - European Banking Center ( email )
PO Box 90153
Tilburg, 5000 LE
Netherlands

Glenn Schepens
Ghent University-Universiteit Gent - Department of Financial Economics ( email )
Woodrow Wilsonplein 5D
Ghent, 9000
Belgium
National Bank of Belgium - Research Department ( email )
Research Department
Boulevard de Berlaimont 14
B-1000 Brussels, 1000
Belgium
Feedback to SSRN


Paper statistics
Abstract Views: 1,157
Downloads: 273
Download Rank: 24,820
References:  104
Citations:  9

© 2014 Social Science Electronic Publishing, Inc. All Rights Reserved.  FAQ   Terms of Use   Privacy Policy   Copyright   Contact Us
This page was processed by apollo5 in 0.453 seconds