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http://ssrn.com/abstract=1747440
 
 

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Access to Financial Services and the Financial Inclusion Agenda Around the World: A Cross-Country Analysis with a New Data Set


Oya Pinar Ardic


World Bank

Maximilien Heimann


affiliation not provided to SSRN

Nataliya Mylenko


World Bank - Financial and Private Sector Development

January 1, 2011

World Bank Policy Research Working Paper No. 5537

Abstract:     
Recent empirical evidence highlights that access to basic financial services can make a substantial positive difference in improving poor people's lives. Accordingly, financial sector reforms that promote financial inclusion are increasingly at the core of policymakers’ agendas. The Consultative Group to Assist the Poor and the World Bank Group, in response, launched the Financial Access project, including a cross-country database on financial inclusion topics and an annual report to inform the policy debate. Using this database, this paper (i) counts the number of unbanked adults around the world at 56 percent, (ii) analyzes the state of access to deposit and loan services as well as the extent of retail networks, and (iii) discusses the state of financial inclusion mandates around the world.

Number of Pages in PDF File: 57

Keywords: Access to Finance, Financial Literacy, Banks & Banking Reform, Debt Markets, Emerging Markets

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Date posted: January 25, 2011  

Suggested Citation

Ardic, Oya Pinar and Heimann, Maximilien and Mylenko, Nataliya, Access to Financial Services and the Financial Inclusion Agenda Around the World: A Cross-Country Analysis with a New Data Set (January 1, 2011). World Bank Policy Research Working Paper Series, Vol. , pp. -, 2011. Available at SSRN: http://ssrn.com/abstract=1747440

Contact Information

Oya Pinar Ardic (Contact Author)
World Bank ( email )
1818 H Street, NW
Washington, DC 20433
United States
Maximilien Heimann
affiliation not provided to SSRN ( email )
No Address Available
Nataliya Mylenko
World Bank - Financial and Private Sector Development ( email )
1818 H Street NW
Washington, DC 20433
United States
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