International Retail Banking as a Strategy: An Assessment
Adrian E. Tschoegl
University of Pennsylvania - Management Department
Journal of International Business Studies, Vol. 18, Issue 2, pp. 67-88, 1987
We assess the viability of a bank's strategy of entering into retail banking worldwide, wherever regulations permit, via a review of literature and evidence on foreign direct investment in banking. Issues we discuss include the roles of regulation, the costs of operating at a distance and in an unfamiliar environment, and the advantages or offsetting factors which foreign banks may possess relative to their local competitors. The factors the paper examines are uncompetitive host markets, product differentiation, economies of scale, management and technology, cost of capital, government support, and vertical integration.
Number of Pages in PDF File: 22Accepted Paper Series
Date posted: March 23, 2011
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