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http://ssrn.com/abstract=1831635
 
 

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Who Never Receives Social Security Benefits?


Kevin Whitman


U.S. Social Security Administration

Gayle Reznik


U.S. Social Security Administration

Dave Shoffner


U.S. Social Security Administration

May 5, 2011

Social Security Bulletin, Vol. 71, No. 2, pp. 17-24, 2011

Abstract:     
We estimate that about 4 percent of individuals aged 62-84 in 2010 will never receive Social Security benefits. This article describes the prevalence, demographic characteristics, and economic well-being of this group. The never-beneficiary population generally has lower education levels and higher proportions of women, Hispanics, immigrants, the never-married, and widows than the beneficiary population. Never-beneficiaries have a far higher poverty rate (about 44 percent) than current and future beneficiaries (about 4 percent). Ninety-five percent of never-beneficiaries are individuals whose earnings histories are insufficient to qualify for benefits. Late-arriving immigrants and infrequent workers comprise the vast majority of these insufficient earners. Late-arriving immigrants have a poverty rate of about 43 percent, and are particularly reliant on income from household coresidents. Infrequent workers have a poverty rate of about 57 percent, and are particularly reliant on Supplemental Security Income.

Number of Pages in PDF File: 8

Keywords: Social Security, poverty, retirement, immigrants

JEL Classification: H55, J14, J26

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Date posted: May 12, 2011  

Suggested Citation

Whitman, Kevin and Reznik, Gayle and Shoffner, Dave, Who Never Receives Social Security Benefits? (May 5, 2011). Social Security Bulletin, Vol. 71, No. 2, pp. 17-24, 2011. Available at SSRN: http://ssrn.com/abstract=1831635

Contact Information

Kevin Whitman (Contact Author)
U.S. Social Security Administration ( email )
Washington, DC 20254
United States
Gayle Reznik
U.S. Social Security Administration ( email )
Washington, DC 20254
United States
Dave Shoffner
U.S. Social Security Administration ( email )
Washington, DC 20254
United States
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