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Consumer Bankruptcy in Europe: Different Paths for Debtors and CreditorsRobert AndersonEuropean University Institute - Department of Law (LAW) Hans DuboisEuropean University Institute - Department of Law (LAW) Hans-W. MicklitzEuropean University Institute - Department of Law (LAW) Iain D. C. RamsayUniversity of Kent, Canterbury - Kent Law School Götz Lechneraffiliation not provided to SSRN Anne Koarkaffiliation not provided to SSRN Thomas Roetheaffiliation not provided to SSRN August 1, 2011 EUI Working Papers LAW No. 2011/09 Abstract: The economic crisis has fueled the debate on regulated state insolvencies. And while debt relief is being considered for nations, in some European countries consumers live their whole lives in debt as there is no consumer bankruptcy process which provides for an exemption from residual debt. There are thus no uniform regulations on how private individuals can make a clean financial start in Europe and debtors and creditors have different roads to take. The standard moral debate on consumer bankruptcy proceedings ranges between two extremes, i.e. from attaching individual blame for debt to expropriation of creditors.
Number of Pages in PDF File: 108 working papers seriesDate posted: November 3, 2011Suggested CitationContact Information
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