Abstract

http://ssrn.com/abstract=1953857
 


 



Consumer Bankruptcy in Europe: Different Paths for Debtors and Creditors


Robert Anderson


European University Institute - Department of Law (LAW)

Hans Dubois


European University Institute - Department of Law (LAW)

Hans‐W. Micklitz


European University Institute - Department of Law (LAW)

Iain D. C. Ramsay


University of Kent, Canterbury - Kent Law School

Götz Lechner


affiliation not provided to SSRN

Anne Koark


affiliation not provided to SSRN

Thomas Roethe


European University Institute - Department of Law (LAW)

August 1, 2011

EUI Working Papers LAW No. 2011/09

Abstract:     
The economic crisis has fueled the debate on regulated state insolvencies. And while debt relief is being considered for nations, in some European countries consumers live their whole lives in debt as there is no consumer bankruptcy process which provides for an exemption from residual debt. There are thus no uniform regulations on how private individuals can make a clean financial start in Europe and debtors and creditors have different roads to take. The standard moral debate on consumer bankruptcy proceedings ranges between two extremes, i.e. from attaching individual blame for debt to expropriation of creditors.

Number of Pages in PDF File: 108

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Date posted: November 3, 2011  

Suggested Citation

Anderson, Robert and Dubois, Hans and Micklitz, Hans‐W. and Ramsay, Iain D. C. and Lechner, Götz and Koark, Anne and Roethe, Thomas, Consumer Bankruptcy in Europe: Different Paths for Debtors and Creditors (August 1, 2011). EUI Working Papers LAW No. 2011/09. Available at SSRN: http://ssrn.com/abstract=1953857 or http://dx.doi.org/10.2139/ssrn.1953857

Contact Information

Robert Anderson
European University Institute - Department of Law (LAW) ( email )
Via Boccaccio 121 (Villa Schifanoia)
I-50122 Firenze
ITALY
Hans Dubois
European University Institute - Department of Law (LAW) ( email )
Via Boccaccio 121 (Villa Schifanoia)
I-50122 Firenze
ITALY
Hans-W. Micklitz (Contact Author)
European University Institute - Department of Law (LAW) ( email )
Via Boccaccio 121 (Villa Schifanoia)
I-50122 Firenze
Italy
Iain D. C. Ramsay
University of Kent, Canterbury - Kent Law School ( email )
Canterbury, Kent CT2 7NS
United Kingdom
Götz Lechner
affiliation not provided to SSRN
No Address Available
Anne Koark
affiliation not provided to SSRN
No Address Available
Thomas Roethe
European University Institute - Department of Law (LAW)
Via Boccaccio 121 (Villa Schifanoia)
I-50122 Firenze
ITALY
Feedback to SSRN


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