A Cash-Lite World of Safe, Cheap and Convenient Payments for All

Ignacio Mas

University of Oxford - Said Business School; Tufts University

David Porteous


January 1, 2012

This paper puts a spotlight on the importance of promoting ubiquitous digital retail payments in emerging markets. Moving people from cash onto a safer, cheaper and more convenient payments fabric should be an important enabler for economic growth and business cohesion. We term our vision LiFi – one where people can manage their liquidity and payments with a high degree of fidelity and low cost.

Number of Pages in PDF File: 4

Keywords: mobile payments, electronic payments, financial inclusion, access to finance, microfinance, mobile phones, digital payments

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Date posted: January 2, 2012 ; Last revised: December 10, 2012

Suggested Citation

Mas, Ignacio and Porteous, David, A Cash-Lite World of Safe, Cheap and Convenient Payments for All (January 1, 2012). Available at SSRN: http://ssrn.com/abstract=1978177 or http://dx.doi.org/10.2139/ssrn.1978177

Contact Information

Ignacio Mas (Contact Author)
University of Oxford - Said Business School ( email )
Park End Street
Oxford, OX1 1HP
Great Britain
Tufts University ( email )
Medford, MA 02155
United States
David Porteous
No Address Available
United States
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