Mortality of Disabled People

Pitacco, Ermanno

doi:10.2139/ssrn.1992319

Abstract

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Mortality of Disabled People

Ermanno Pitacco

University of Trieste - Dipartimento di Scienze Economiche, Aziendali, Matematiche e Statistiche B. de Finetti

January 26, 2012

Abstract:
Various types of insurance products require, as an item of the technical basis for pricing and reserving, appropriate assumptions about the mortality of disabled people. In this paper, we mostly focus on products providing Income Protection, which can be placed in the framework of “Disability Insurance”. In particular, extra-mortality modeling is discussed, and some sources providing life tables of disabled people are addressed.

Number of Pages in PDF File: 16

Keywords: Disability insurance, Disability annuities, Income protection, Extramortality, Substandard risks, Impaired lives, Life tables

JEL Classification: G22

working papers series

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Date posted: January 26, 2012 ; Last revised: April 30, 2012

Suggested Citation

Pitacco, Ermanno, Mortality of Disabled People (January 26, 2012). Available at SSRN: http://ssrn.com/abstract=1992319 or http://dx.doi.org/10.2139/ssrn.1992319

Contact Information

Ermanno Pitacco (Contact Author)

University of Trieste - Dipartimento di Scienze Economiche, Aziendali, Matematiche e Statistiche B. de Finetti ( email )

Piazzale Europa 1
Trieste, Trieste 34100
Italy