Abstract

http://ssrn.com/abstract=2093609
 
 

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True North: The Facts About the Canadian Mortgage Banking System


David Min


University of California, Irvine School of Law

August 26, 2010


Abstract:     
Given the relative stability of Canadian housing markets, many observers try to draw comparisons between the housing finance policies of Canada and the United States. Why is it that the United States suffered through such a painful housing bubble and bust in the last decade, while Canada did not? After all, the two countries enjoy relatively similar homeownership rates and share many other attributes. The answer, quite simply, is that Canada did not become enthralled with the laissez faire ideology that dominated U.S. economic policy making in the 2000s, and thus did not allow major gaps in its regulation of housing finance to develop.

Number of Pages in PDF File: 28

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Date posted: June 27, 2012  

Suggested Citation

Min, David, True North: The Facts About the Canadian Mortgage Banking System (August 26, 2010). Available at SSRN: http://ssrn.com/abstract=2093609 or http://dx.doi.org/10.2139/ssrn.2093609

Contact Information

David Min (Contact Author)
University of California, Irvine School of Law ( email )
535A Administration
Irvine, CA 92697-1000
United States
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