Abstract

http://ssrn.com/abstract=2094887
 
 

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Financial Literacy Around the World: An Overview of the Evidence with Practical Suggestions for the Way Forward


Lisa Xu


Harvard University - Harvard Kennedy School (HKS)

Bilal Zia


World Bank - Development Research Group (DECRG)

June 1, 2012

World Bank Policy Research Working Paper No. 6107

Abstract:     
Financial literacy programs are fast becoming a key ingredient in financial policy reform worldwide. Yet, what is financial literacy exactly and what do we know of its effectiveness? This paper collects insights from the literature thus far and summarizes global evidence on financial literacy, its correlates, and existing and upcoming causal investigations. The authors conclude with a synthesis of policy advice and practical suggestions for the way forward in this fast growing area of research.

Number of Pages in PDF File: 58

Keywords: Financial Literacy, Access to Finance, Education For All, Access & Equity in Basic Education, Primary Education

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Date posted: June 28, 2012  

Suggested Citation

Xu, Lisa and Zia, Bilal, Financial Literacy Around the World: An Overview of the Evidence with Practical Suggestions for the Way Forward (June 1, 2012). World Bank Policy Research Working Paper No. 6107. Available at SSRN: http://ssrn.com/abstract=2094887

Contact Information

Lisa Xu (Contact Author)
Harvard University - Harvard Kennedy School (HKS) ( email )
79 John F. Kennedy Street
Cambridge, MA 02138
United States
Bilal Zia
World Bank - Development Research Group (DECRG) ( email )
MC3-445
1818 H Street, N.W.
Washington, DC 20433
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