Abstract

http://ssrn.com/abstract=2172959
 
 

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Mobile Financial Services: The Need for a Comprehensive Consumer Protection Law


Mark Elliott Budnitz


Georgia State University College of Law

2012

Banking & Finance Law Review, v. 27, 2012
Georgia State University College of Law, Legal Studies Research Paper No. 2012-23

Abstract:     
The article first describes mobile financial services for consumers and the types of companies participating in the provision of those services. Anticipated consumer problems are explored, including: security, privacy, unauthorized transfers, error resolution, viruses, system breakdown, consumer mistake, and the need for documentation and a history of transactions. Public policy and government regulatory issues are examined. Applicable U.S. state and federal laws are reviewed; their gaps and inadequacies are identified. The article concludes with a description of a proposed Model Law that provides satisfactory consumer protection.

Number of Pages in PDF File: 21

Keywords: consumer protection, mobile, cell phones, privacy, security, consumer, banking, financial services, regulation, law, financial transfers, transactions, mobile financial services, banks

JEL Classification: G21, K29, K29, K19, Z00

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Date posted: November 9, 2012 ; Last revised: December 7, 2012

Suggested Citation

Budnitz, Mark Elliott, Mobile Financial Services: The Need for a Comprehensive Consumer Protection Law (2012). Banking & Finance Law Review, v. 27, 2012; Georgia State University College of Law, Legal Studies Research Paper No. 2012-23. Available at SSRN: http://ssrn.com/abstract=2172959

Contact Information

Mark Elliott Budnitz (Contact Author)
Georgia State University College of Law ( email )
P.O. Box 4037
Atlanta, GA 30302-4037
United States
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