An Optimist's Take on the Decline of Small-Employer Health Insurance
Allison K. Hoffman
University of California, Los Angeles (UCLA) - School of Law
October 14, 2013
Iowa Law Review, Vol. 98, p. 113, 2013
UCLA School of Law Research Paper No. 13-39
In their Article, Saving Small-Employer Health Insurance, Amy Monahan and Dan Schwarcz contend that the Patient Protection and Affordable Care Act (“ACA”) could be the death of small-group health insurance by incentivizing many small employers not to offer coverage. While their prediction that the ACA, after implemented, will destabilize the small-group insurance market may prove true, I argue why their prescription that it should be saved is flawed and why we may be better off without small group insurance.
Number of Pages in PDF File: 16
Keywords: PPACA, ACA, Obamacare, health insurance, health reform, small-employer health insuranceAccepted Paper Series
Date posted: October 15, 2013 ; Last revised: November 15, 2013
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