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Insuring Morality


Tom Baker


University of Pennsylvania Law School

May 2000


Abstract:     
This article describes and compares two forms of moral regulation employed in connection with insurance institutions. The first governs through moralized personal attributes or pressures like "temptation" and "character." The second governs through moralized institutional or system attributes and processes described in terms of "efficiency." The article traces these forms of moral regulation from the mid-19th century to the present, arguing that both continue to inform popular and specialized discourses of risk.

Number of Pages in PDF File: 29

JEL Classification: K00, K13, B15, B21, B25

working papers series


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Date posted: November 4, 2000  

Suggested Citation

Baker, Tom, Insuring Morality (May 2000). Available at SSRN: http://ssrn.com/abstract=243045 or http://dx.doi.org/10.2139/ssrn.243045

Contact Information

Tom Baker (Contact Author)
University of Pennsylvania Law School ( email )
3501 Sansom Street
Philadelphia, PA 19104
United States
215-746-2185 (Phone)
HOME PAGE: http://www.law.upenn.edu/cf/faculty/thbaker/
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