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http://ssrn.com/abstract=299568
 
 

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Patterns of Lending to Low-Income and Minority Persons and Neighborhoods: The 1999 New York Metropolitan Area Lending Scorecard


Richard D. Marsico


New York Law School


NY Law School Journal of Human Rights, Vol. 27, Pp. 199, 2001

Abstract:     
This paper analyzes home mortgage lending patterns in the New York Metropolitan Area. It examines lending to four particular underserved populations: minority persons, predominantly minority neighborhoods; low-income persons; and low-income neighborhoods. The paper compares lending to these populations to lending to control groups and over time in order to evaluate whether the needs of the underserved populations are being met. The paper also analyzes the records of individual lenders at meeting the credit needs of those four populations and ranks the lenders accordingly. The paper also analyzes trends in subprime lending to these four populations.

Number of Pages in PDF File: 72

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Date posted: February 15, 2002  

Suggested Citation

Marsico, Richard D., Patterns of Lending to Low-Income and Minority Persons and Neighborhoods: The 1999 New York Metropolitan Area Lending Scorecard. NY Law School Journal of Human Rights, Vol. 27, Pp. 199, 2001. Available at SSRN: http://ssrn.com/abstract=299568 or http://dx.doi.org/10.2139/ssrn.299568

Contact Information

Richard Marsico (Contact Author)
New York Law School ( email )
185 West Broadway
New York, NY 10013
United States
212-431-2180 (Phone)
212-966-2053 (Fax)
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