Abstract

http://ssrn.com/abstract=468787
 
 

References (22)



 
 

Citations (19)



 


 



The Role of Retiree Health Insurance in the Employment Behavior of Older Men


David M. Blau


University of North Carolina (UNC) at Chapel Hill - Department of Economics; Institute for the Study of Labor (IZA)

Donna B. Gilleskie


University of North Carolina (UNC) at Chapel Hill - Department of Economics; National Bureau of Economic Research (NBER)

November 2003

NBER Working Paper No. w10100

Abstract:     
We model the employment and medical care decisions of older men who face health risk. The budget constraint incorporates detailed characteristics of health insurance as well as Social Security and private pensions. A man whose health insurance is tied to continued employment with his current employer faces the risk of large medical expenditures in the event of an adverse health shock if he retires before becoming eligible for Medicare at age 65. A man whose employer provides retiree health insurance or who has access to other health insurance not tied to his employment decision (e.g., from his wife) can retire before age 65 without consequences for his health insurance coverage. We use data from the Health and Retirement Survey to estimate the parameters of the model using structural methods. Simulations based on the estimates imply that changes in health insurance, including access and restrictions to retiree health insurance and Medicare have a modest impact on employment behavior among older males.

Number of Pages in PDF File: 57

working papers series





Download This Paper

Date posted: November 17, 2003  

Suggested Citation

Blau, David M. and Gilleskie, Donna B., The Role of Retiree Health Insurance in the Employment Behavior of Older Men (November 2003). NBER Working Paper No. w10100. Available at SSRN: http://ssrn.com/abstract=468787

Contact Information

David M. Blau
University of North Carolina (UNC) at Chapel Hill - Department of Economics ( email )
Gardner Hall
Chapel Hill, NC 27599
United States
919-966-3962 (Phone)
919-966-4986 (Fax)
Institute for the Study of Labor (IZA)
P.O. Box 7240
Bonn, D-53072
Germany
Donna B. Gilleskie (Contact Author)
University of North Carolina (UNC) at Chapel Hill - Department of Economics ( email )
Chapel Hill, NC 27599
United States
National Bureau of Economic Research (NBER)
1050 Massachusetts Avenue
Cambridge, MA 02138
United States
Feedback to SSRN


Paper statistics
Abstract Views: 947
Downloads: 30
References:  22
Citations:  19

© 2014 Social Science Electronic Publishing, Inc. All Rights Reserved.  FAQ   Terms of Use   Privacy Policy   Copyright   Contact Us
This page was processed by apollo8 in 0.344 seconds