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http://ssrn.com/abstract=476134
 
 

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The Fall in Private Pension Coverage in the U.S


David E. Bloom


Harvard University - Harvard School of Public Health; National Bureau of Economic Research (NBER)

Richard B. Freeman


National Bureau of Economic Research (NBER); University of Edinburgh - School of Social and Political Studies; Harvard University; London School of Economics & Political Science (LSE) - Centre for Economic Performance (CEP)

January 1992

NBER Working Paper No. w3973

Abstract:     
This study documents the 1980s fall in pension coverage and shows that it was concentrated most heavily on men, especially on the young and less educated. We find evidence that changes in real earnings and deunionization account for a sizeable portion of the fall in pension coverage. By contrast, we find little evidence that pension coverage fell because of a twist away from pensions in the tradeoff between pensions and other forms of compensation. With the possible exception of changes in the tax deductibility of contributions to individual retirement accounts, we also find little evidence that pension coverage declined because of institutional changes that reduced the attractiveness of pensions to employees or employers.

Number of Pages in PDF File: 18

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Date posted: August 7, 2007  

Suggested Citation

Bloom, David E. and Freeman, Richard B., The Fall in Private Pension Coverage in the U.S (January 1992). NBER Working Paper No. w3973. Available at SSRN: http://ssrn.com/abstract=476134

Contact Information

David E. Bloom (Contact Author)
Harvard University - Harvard School of Public Health ( email )
677 Huntington Avenue
Boston, MA 02115
United States
617-432-0654 (Phone)
National Bureau of Economic Research (NBER)
1050 Massachusetts Avenue
Cambridge, MA 02138
United States
Richard B. Freeman
National Bureau of Economic Research (NBER) ( email )
1050 Massachusetts Avenue
Cambridge, MA 02138
United States
617-868-3900 (Phone)
617-868-2742 (Fax)
University of Edinburgh - School of Social and Political Studies ( email )
Adam Ferguson Building
George Square
Edinburgh EH8 9LL
United Kingdom
Harvard University ( email )
Littauer Center
Cambridge, MA 02138
United States
617-868-3900 (Phone)
London School of Economics & Political Science (LSE) - Centre for Economic Performance (CEP) ( email )
Houghton Street
London WC2A 2AE
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