Abstract

http://ssrn.com/abstract=535762
 
 

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Global E-Readiness - for What? Readiness for E-Banking (Jitd)


Vincent Maugis


Massachusetts Institute of Technology (MIT) - Department of Political Science

Nazli Choucri


Massachusetts Institute of Technology (MIT) - Department of Political Science

Stuart Madnick


Massachusetts Institute of Technology (MIT) - Sloan School of Management

Michael Siegel


Massachusetts Institute of Technology (MIT) - Sloan School of Management

Sharon E. Gillett


Massachusetts Institute of Technology (MIT)

Farnaz Haghseta


Massachusetts Institute of Technology (MIT)

Hongwei (Harry) Zhu


University of Massachusetts Lowell; Massachusetts Institute of Technology (MIT); Old Dominion University

Mike Best


Massachusetts Institute of Technology (MIT) - Center for Technology, Policy, and Industrial Development (CTPID)

April 2004

MIT Sloan Working Paper 4487-04; CISL Working Paper No. 2004-04

Abstract:     
With the rapid diffusion of the Internet worldwide, there has been considerable interest in the e-potentials of developing countries giving rise to a 1st generation of e-Readiness studies. Moreover, e-Readiness means different things to different people, in different contexts, and for different purposes. Despite strong merits, this first generation of e-Readiness studies assumed a fixed, one-size-fits-all set of requirements, regardless of the characteristics of individual countries, the investment context, or the demands of specific applications. This feature obscures critical information for investors or policy analysts seeking to reduce uncertainties and/or make more educated decisions. But there is very little known about e-Readiness for e-Banking. In particular, based on lessons learnt to date and their implications for emerging realities of the 21st century, we designed and executed a research project with theoretical as well as practical dimensions to answer the question of e-Readiness for What, focusing specifically on e-Banking, based on the very assumption that one size can seldom, if ever, fit all. We propose and develop a conceptual framework for the "next generation" ereadiness - focusing on different e-Business applications in different economic contexts with potentially different pathways - as well as a data model - to explore e-Readiness for e-Banking in ten countries.

Number of Pages in PDF File: 36

Keywords: e-readiness assessment, value-creation opportunities, e-Banking, banking, pathways, profiles, leapfrogging

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Date posted: April 26, 2004  

Suggested Citation

Maugis, Vincent and Choucri, Nazli and Madnick, Stuart and Siegel, Michael and Gillett, Sharon E. and Haghseta, Farnaz and Zhu, Hongwei (Harry) and Best, Mike, Global E-Readiness - for What? Readiness for E-Banking (Jitd) (April 2004). MIT Sloan Working Paper 4487-04; CISL Working Paper No. 2004-04. Available at SSRN: http://ssrn.com/abstract=535762 or http://dx.doi.org/10.2139/ssrn.535762

Contact Information

Vincent Maugis
Massachusetts Institute of Technology (MIT) - Department of Political Science ( email )
77 Massachusetts Avenue
Cambridge, MA 02139
United States
Nazli Choucri
Massachusetts Institute of Technology (MIT) - Department of Political Science ( email )
77 Massachusetts Avenue
Cambridge, MA 02139
United States

Stuart E. Madnick (Contact Author)
Massachusetts Institute of Technology (MIT) - Sloan School of Management ( email )
E53-321
Cambridge, MA 02142
United States
617-253-6671 (Phone)
617-253-3321 (Fax)
Michael Siegel
Massachusetts Institute of Technology (MIT) - Sloan School of Management ( email )
E53-323
Cambridge, MA 02142
United States
617-253-2937 (Phone)
617-258-7579 (Fax)
Sharon Eisner Gillett
Massachusetts Institute of Technology (MIT) ( email )
eBusiness
Cambridge, MA 02142
United States
617-253-2373 (Phone)
Farnaz Haghseta
Massachusetts Institute of Technology (MIT) ( email )
Cambridge, MA 02139
United States
Hongwei Zhu
University of Massachusetts Lowell ( email )
United States
Massachusetts Institute of Technology (MIT) ( email )
Cambridge, MA 02139
United States
HOME PAGE: http://web.mit.edu/~mrzhu
Old Dominion University ( email )
Norfolk, VA 23529
United States
757-683-5175 (Phone)
HOME PAGE: http://www.odu.edu/~hzhu
Mike Best
Massachusetts Institute of Technology (MIT) - Center for Technology, Policy, and Industrial Development (CTPID) ( email )
77 Massachusetts Avenue
Cambridge, MA 02139-4307
United States
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